IC
+ BRANDED PREPAID & DEBIT CARD SOLUTION

YOUR BRAND.
YOUR CARD.
VISA · MASTERCARD.

Launch a fully branded VISA or MasterCard prepaid & debit card program — for your e-money business, crypto card, freelance payout platform, forex broker payouts or fintech app. BIN sponsorship, issuing platform, KYC/AML, 3DS, mobile wallet tokenization and cardholder apps — end-to-end.

LAUNCH PROCESS
VISA &
MASTERCARD
WHITE LABEL
BRANDING
PCI-DSS L1
CERTIFIED
GLOBAL
BIN OPTIONS
+ ABOUT THE PROGRAM

A turn-key VISA & MasterCard issuing program for fintechs, crypto businesses, freelance platforms and forex brokers — BIN sponsorship, issuing-processor stack, cardholder apps and program management, delivered as one package.

+ 01 / WHO IT'S FOR

BUILT
FOR
ISSUERS.

Whether you're an e-money brand, crypto exchange, payout platform or broker — a branded card program turns your balances into spendable money on the VISA and MasterCard networks.

01

E-Money & Wallet Issuers

Add VISA / MasterCard cards to your wallet so users can spend their balance anywhere in the world.

02

Crypto Card Programs

Real-time crypto-to-fiat conversion at point of sale — let users spend BTC, ETH, USDT and USDC on the card rails.

03

Freelance & Gig Payout

Pay marketplace contributors instantly to a branded card — withdraw at any ATM, spend at any merchant.

04

Forex Broker Payouts

Branded broker card for trader withdrawals and IB commissions — faster than wires, cheaper than PSPs.

05

Neobanks & Fintech Startups

Ship a debit card on day one of your neobank without applying for a banking licence.

06

Corporate & Payroll Cards

Issue prepaid corporate expense, payroll and benefits cards with admin controls and spend rules.

+ 02 / CARD TYPES

EVERY
CARD
FORMAT.

Issue any combination of virtual, plastic, metal or single-use cards — in fiat, multi-currency or crypto — all under your brand.

01+

Virtual Cards

02+

Physical Plastic Cards

03+

Premium Metal Cards

04+

Single-Use / Disposable

05+

Multi-Currency Cards

06+

Crypto-Linked Cards

07+

Corporate / Expense Cards

08+

Co-Branded Cards

09+

Reloadable Prepaid Cards

+ 03 / NETWORKS

GLOBAL
RAILS.

We connect you to the right BIN sponsor and network combination for your jurisdiction, target market and product economics.

VISA

Global VISA issuing through licensed BIN sponsors — debit, prepaid, multi-currency and crypto programs.

MasterCard

Worldwide MasterCard issuing — flexible BIN ranges across UK, EU, US, UAE and offshore jurisdictions.

UnionPay (optional)

Add UnionPay BINs for Asia-Pacific acceptance and dual-network card products.

+ 04 / PLATFORM

ISSUING
STACK.

Everything you need to operate a regulated card program — issuing, compliance, authentication, cardholder UX and back-office.

01

Issuing Engine

Card lifecycle: order, personalise, ship, activate, block, replace — all via API or admin console.

02

KYC / AML

Tiered KYC, document verification, sanctions / PEP screening and AML transaction monitoring.

03

3DS 2.x Authentication

Strong customer authentication with biometric step-up and dynamic risk-based challenges.

04

Mobile Wallet Tokenization

Apple Pay, Google Pay, Samsung Pay — push-provisioning from your app to the device wallet.

05

FX & Multi-Currency

Real-time FX with configurable mark-up — hold and spend in 30+ currencies on a single card.

06

Fees & Limits Engine

Per-card, per-program fee schedules and velocity / merchant / geographic spending limits.

07

Dispute & Chargeback

Built-in dispute workflow with network-compliant reason codes and evidence handling.

08

Cardholder Mobile App

White-label iOS & Android app — balance, transactions, freeze, PIN, 3DS, push notifications.

09

Admin & Analytics

Operator console for cards, users, transactions, AML alerts, P&L and interchange reporting.

+ 05 / COMPLIANCE

REGULATOR-
READY.

Card programs are regulated products. Paywallet's issuing partners run within the rules of VISA, MasterCard and local financial regulators — and so do you, from day one.

  • +PCI-DSS Level 1 certified stack
  • +GDPR-aligned data handling
  • +Tiered KYC & enhanced due diligence
  • +Sanctions, PEP & adverse-media screening
  • +Real-time transaction monitoring
  • +Network-compliant 3DS 2.x
  • +Fraud scoring & device fingerprinting
  • +Full audit trails for regulators
+ 06 / USE CASES

WHAT YOU
CAN
LAUNCH.

Four high-demand card products IT Corner can ship for you under your brand — each tuned for the regulatory and economic shape of the market it serves.

Crypto Exchange Card

Let your traders spend BTC, ETH, USDT or USDC at any VISA / MasterCard merchant — with real-time conversion and a branded mobile app.

Freelance Payout Card

Pay marketplace contributors instantly to a branded card. No bank account required — withdraw cash worldwide on the card rails.

Forex Broker Card

Trader withdrawals and IB commissions paid to a broker-branded card — faster than wires, no PSP cuts, full white-label.

E-Money / Neobank Card

Ship a debit card with your EMI wallet — multi-currency balances spendable globally under your brand.

+ 07 / LAUNCH PROCESS

FIVE STEPS
TO GO-LIVE.

01

Discovery

Define product, geography, target user, volumes and commercials.

02

BIN Selection

Match you to the right VISA / MasterCard BIN sponsor for the program.

03

Integration

Connect your wallet / app to the issuing APIs, brand the card and apps.

04

Certification

Run network certification, KYC vendor wiring and security review.

05

Go-Live

Issue first cards, monitor metrics, scale acquisition and program management.

+ 08 / QUESTIONS

CARD PROGRAM
FAQ.

The questions issuers ask most often before launching a branded VISA or MasterCard program. Need detail beyond this? Talk to our team.

Can I issue VISA and MasterCard cards under my own brand?

Yes. Fully white-label issuing — your logo, your colours, your name on the card. We arrange BIN sponsorship through licensed issuers worldwide.

Do I need a banking or EMI licence?

Not necessarily. Most clients launch under our BIN sponsor's licence (program-managed model). If you already hold an EMI / banking licence we integrate as your issuer-processor.

How long does launch take?

Typical 8–16 weeks depending on BIN, KYC integration and certification. Virtual-only programs can launch faster.

Can cards be linked to crypto wallets?

Yes. Real-time crypto-to-fiat conversion at point of sale — BTC, ETH, USDT, USDC and more.

Is this suitable for freelancer and broker payouts?

Yes. Mass-fund cardholder accounts so users can spend or withdraw worldwide on VISA / MasterCard rails.

What currencies and regions are supported?

Multi-currency — USD, EUR, GBP and 30+ more — with global acceptance and regional BIN options for UK, EU, US, UAE, Asia and offshore.

Is the platform PCI-DSS compliant?

Yes — PCI-DSS Level 1, with 3DS 2.x, mobile wallet tokenization, fraud monitoring and audit trails.

How does pricing work?

One-time setup (BIN, integration, certification), card production, monthly platform fee and per-transaction. You keep interchange, FX and service margins.

+ READY WHEN YOU ARE

Start your BRANDED CARDS company today.

Tell us where you want to incorporate and which package fits. We'll come back with a checklist and a timeline — usually within the same business day.