IC
USA BANK ACCOUNT · PERSONAL & BUSINESS

USA Bank
Account.
Opened remotely.

Open a real US bank account as a non-US resident — available for both personal and business use. USD account, physical & virtual debit card, online & mobile banking, ACH, Wire and Zelle access. Ideal for receiving USD revenue, paying US vendors, Stripe/PayPal payouts and building US credibility.

+ AT A GLANCE
$2,000
STARTS FROM (USD)
USD
NATIVE CURRENCY
PERSONAL + BIZ
BOTH AVAILABLE
REMOTE
NO US TRAVEL NEEDED
+ ACCOUNT TYPES

Personal or Business — your choice.

Personal US Bank Account

An individual USD checking account in your name — perfect for freelancers, contractors, investors and digital nomads receiving USD payments.

  • USD checking account in your name
  • Physical & virtual debit card
  • Zelle, ACH, Wire receive & send
  • Mobile & online banking app
  • Optional savings sub-account

US Business Bank Account

A US corporate account for your LLC or C-Corp — ready for Stripe, PayPal, Amazon, Shopify, vendor payments and US payroll.

  • USD business checking account
  • Company debit card(s) for the team
  • Stripe / PayPal / Amazon ready
  • ACH, Wire, Bill Pay, sub-accounts
  • QuickBooks / Xero integration
+ WHAT'S INCLUDED

Everything you need to operate in USD.

Real US Bank

An account with a regulated US bank — full routing & account number, not just a virtual IBAN.

Debit Card

Physical & virtual debit cards usable worldwide and across all US merchants.

USD Checking

Native USD account, ideal for receiving Stripe, PayPal, Amazon, Upwork and Wire payments.

ACH + Wire + Zelle

Full domestic & international payment rails: ACH, Fedwire, SWIFT and Zelle.

Online & Mobile App

Manage everything from web or smartphone — statements, transfers, bill pay and alerts.

Compliance Support

We package your KYC / KYB documentation so applications clear bank compliance fast.

+ PROCESS

Straight-line process.

01

Discovery call

We understand your goals — personal vs business, expected volume and source of funds.

02

Document pack

We prepare KYC, proof of address, business profile and any supporting evidence.

03

Application

We submit to the matched US banking partner and manage compliance Q&A on your behalf.

04

Account live

You receive credentials and your debit card via international courier.

+ PRICING

Transparent flat fee.

STANDARD
$2,000
FROM / ONE TIME
  • US bank account opening (personal or business)
  • Physical & virtual debit card
  • USD checking account, online banking
  • ACH, Wire & Zelle setup
  • KYC / document preparation
  • Dedicated onboarding manager
FULL STACK
Custom
COMPANY + BANK + MERCHANT
  • US LLC or C-Corp formation
  • EIN & registered agent
  • US bank account opening
  • Stripe / PayPal merchant setup
  • Bookkeeping & tax filing support
  • Priority handling end-to-end
+ FAQ

US bank account questions.

Do I need an SSN or US visit?

No. Our process is designed for non-US residents and does not require an SSN or travel to the US. We use ITIN / EIN where applicable.

Is this account for personal or business use?

Both. Unlike the UK service, the US bank account is available as either a personal USD account or a business account for your LLC / C-Corp.

Is it a real bank or a fintech wallet?

It is a real US bank account with full ACH routing, Wire ability and a debit card. We work with both top-tier US banks and FDIC-partnered fintechs depending on your profile.

What is the price?

The US bank account opening service starts from $2,000 USD. Bundles with US company formation, Stripe and tax setup are quoted separately.

Can you also form the US company?

Yes. We form US LLCs and C-Corps in Delaware, Wyoming and other states, then open the bank account back-to-back.

Get paid in USD. From anywhere.

Whether you need a personal USD account or a full corporate US banking stack, we'll match you to the right institution and open it for you remotely.